Quantified exposure for pricing, renewals, and sub-limits.
You price risk you can measure. Applicant questionnaires are self-reported and stale by bind. Our indices are externally observed, methodology-versioned, and comparable across your whole book — a defensible exposure read at quote and a deterioration signal mid-term.
What you're deciding
- →A defensible exposure score at quote — not a self-attested questionnaire
- →Catch deterioration mid-term, before it becomes a claim
- →Back sub-limit and co-insurance calls with evidence-grade attribution
- →Benchmark an applicant against their peer cohort, not your gut
The indices you price on
The dominant loss driver. Leak-site proximity, supplier overlap, and cohort clustering quantify ransomware likelihood.
Credential exposure is the leading account-takeover precursor — a direct input to BEC and breach frequency.
Initial-access-broker listings are a near-term, imminent-access signal worth pricing before a renewal.
The headline 0–100 composite gives underwriting one comparable number across the portfolio.
Every index ships with an 80% confidence band and a peer-cohort benchmark. See exactly how each is computed in the methodology.
How it lands in your workflow
A one-shot report at quote, a recurring read at renewal, and a white-label / portfolio cadence for a whole book of business. No platform to integrate, no insured cooperation required — public and licensed sources only.